Make flexible payments with Affirm
Split up the cost of your $1500+ purchase into flexible monthly payments with as low as 0% APR. Just select Affirm at checkout.
What is Affirm?
What is Affirm?
Affirm is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
Quick & Convenient Checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.
Enable AutoPay for easy payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan.
How do I use Affirm?
How do I use Affirm?
STEP 1
Select Affirm At Checkout
Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.
STEP 2
Setup your Affirm
Use your mobile phone number to set up your Affirm plan within 60 seconds
STEP 3
Enjoy Your Purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.
Purchase Examples
Purchase Examples
Here’s an example for a $1500.00 purchase at 0% interest over 6 months
| Purchase Amount | Monthly Payments | Number of Payments | Total Interest Charges | Total Processing Fees | Total Cost of Borrowing | Total Repayment Amount | Annual Percentage Rates (APR) |
|---|---|---|---|---|---|---|---|
| $1500.00 | $250.00 | 6 | $0.00 | $0.00 | $0.00 | $1500.00 | 0% |
Example for a $1500 purchase at 0% interest over 6 months and $750 purchase at 0% interest over 6 months **subject to approval
| Purchase Amount | Monthly Payment | # of Payments | Total Repayment Amount | Credit Rate (APR) | Total Cost of Borrowing | Total Interest Charges |
|---|---|---|---|---|---|---|
| $750 | $125 | 6 | $750 | 0% *Subject to an eligibility check |
$0.00 | $0.00 |
| $1500.00 | $250.00 | 6 | $1500.00 | 0% *Guaranteed |
$0.00 | $0.00 |
*To qualify for financing, the minimum purchase value of the cart must be $1500 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”).
*Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check.
*Not all customers will be eligible for 0% APR. A down payment (or a payment due today) may be required.
*Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.
FAQs
FAQs
Affirm is Canada’s leading installment payment provider. When you use Affirm to pay on PartsEngine.ca's checkout page, you can split your purchase into easy, automatic monthly payments.
To use Affirm as your preferred payment choice at checkout:
- Add items to your shopping cart as usual, and select Affirm as your payment method at checkout for orders between $100 and $4000 (including taxes and shipping).
- Get set up: Use your mobile phone number to set up your Affirm plan within 60 seconds.
- Confirm your payment plan with Affirm. PartsEngine.ca will process and ship your order as usual.
- Make 4 equal payment over 6 weeks or 6 monthly payments to Affirm while you enjoy your purchase now.
If your cart is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS (Text Message) password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.
Yes. You’ll need:
- To be 18+ years old.
- A Canadian bank account, or a VISA/MasterCard credit/debit card. Your debit card must have the VISA or MasterCard logo.
- An SMS-capable Canadian phone number.
- To meet the minimum cart size required to use Affirm as a payment option at checkout.
At checkout, you will set up convenient, pre-authorized monthly payments that will be debited/charged to your Canadian bank account, or a VISA/MasterCard credit/debit card.
Affirm currently accepts pre-authorized debits from your Canadian bank account, or a VISA/MasterCard credit/debit card. Debit cards must have the VISA or MasterCard logo. Please note that prepaid cards are not accepted.
To learn more about Affirm and credit checks, please read this helpful FAQ article on the Affirm help site.
For help with payment information, or if you haven't received your Affirm email confirmation, please contact the Affirm team via their website.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.
Please use an alternate payment method to complete your purchase.
Please refer to the payment plan agreement for all of your payment schedule information.
Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.
Your login details to access your Paybright account are in the confirmation email sent to you when you first completed your transaction. Can't find the details? Please contact the Affirm team.
No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Purchases made using Affirm payment plans are subject to PartsEngine.ca's standard return policy. Any returns will be processed by PartsEngine.ca, and your Affirm balance will be reduced or cancelled accordingly. If you have already made monthly payments and are owed a refund, those will be refunded to you by Affirm. For information on returns, review PartsEngine.ca’s return policy here.
Affirm will take convenient pre-authorized payments from your Canadian bank account, or VISA/MasterCard debit/credit card.
Affirm payment plans are available for orders from $500 or more.